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Getting Married
Getting married brings excitement, joy, upheaval and with a little luck, lasting happiness.It also brings great change and new responsibilities.
One way of dealing with these is by planning ahead.
Your Home
Getting married often coincides with buying your first home. This is a major commitment, involving choosing a mortgage from the vast range available. EMF will help you select wisely and well.
We can also assist you by giving thought to how your financial commitments will be met if one of you becomes ill for a long time, or even dies. Unpleasant though it is, you should consider where the money to pay for items like mortgage repayments, loans, council tax, food and fuel will come from if one wage or salary is lost.
We'll give you some positive, affordable ideas on taking care of the unexpected, from redundancy protection plans to life assurance.
Your ChildrenIf you have children, their education will be a primary concern. If you choose to educate them privately, school fees will have to be paid and money might also be needed to fund further or higher education. You can't start a savings scheme too soon.
Your children are also likely to follow in your footsteps and get married! You are experiencing now how expensive this can be, why not put something away against wedding bells for the next generation?
Your LifestyleMost of us would like to do something special at some point in our lives. A safari, a holiday home, a luxury car. Turn your cherished dreams into a future reality by starting to save now.
Your RetirementOK, so it seems too far away at the moment, but the day will come. Will you have enough put by to enjoy all that free time in the way you wish? A well considered pension scheme is something you should both be looking at.
Your WillWe hope it will be many, many happy years down the road, but one day you'll need a Will. With your new commitment to one another, it is a good time for each of you to make one and ensure your spouse will have the financial means to cope.
Your Peace Of Mind
EMF guide you through each of the points outlined above and any others which may be relevant such as investments, life assurance and private health care. We realise that a lot of these areas may currently seem irrelevant, but believe us, the more you do now to plan for the future, the easier your lives will be.
EMF Financial Services is authorised and regulated by the Financial Services Authority.
EMF and Independent Financial Advice The Cost and Benefits of Independent Financial Advice Financial Planning for Women Pension Planning and Getting the Most from Your Retirement Income Getting Married Choosing the Right Mortgage The Birth of Children Planning Your Children's Education Changing Careers Contact Form Return to the Home Page